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Money Train 2 — Free Demo & Review

RTP 96.4% · VOLATILITY High · MAX WIN 50,000× · 40 PAYLINES · 5x4 GRID · RELAX GAMING · 2020
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Relax Gaming took the 2019 original and rebuilt it from the transmission up. Same 5×4 grid, same 40 paylines, same core Money Cart mechanic — but the multiplier ceiling jumped from 20,000× to 50,000×, the RTP climbed to 96.4% (98% on bonus buy), and the bonus round got six new symbol types that nobody had seen before. The base game is still dead. I won't sugarcoat that. You'll grind through stretches of nothing, interrupted by the occasional respin that pays 5-15×. But when the Money Cart bonus fires and a Persistent Payer locks in next to a Collector and a Sniper — individual tiles can be worth 4,000× each. A Swedish player hit the 50,000× cap within 48 hours of release, on minimum bet, through the bonus buy. The feature still had gas in the tank when the cap kicked in. That tells you everything about this slot's ceiling. Money Train 2 isn't a slot you play for the base game. You play it for the bonus round, and the bonus round delivers like almost nothing else in the industry. Whether you grind for 435 spins to trigger it organically or pay 100× to skip the line, the Money Cart is where the real game happens.

Money Train 2 base game showing 5×4 grid with character symbols and Wild on reels
800× big win on Money Train 2 base game with Wild symbols completing multiple paylines

What Makes It Hit

RTP
96.4%
98% with Buy Feature
Max Win
50,000×
Confirmed hit on record
Hit Rate
19.55%
~1 win per 5 spins
Bonus Buy
100×
Not available in UK
Volatility
High (5/5)
Extremely high variance
Bonus Frequency
1/435
Spins to trigger organically

What Makes It Hit

01

Money Cart Bonus Round

3 or more scatters trigger 3 respins on a separate grid. Every new symbol resets the counter. Collectors, Payers, Snipers — 11 symbol types compound multipliers into the thousands. Fill a column and the grid expands from 5×4 to 7×4.

02

Respin Feature

Land 2 bonus symbols and they reveal multipliers that add together. The reels respin until you hit a winner. Every non-winning spin adds +1 to the multiplier. It's not going to retire you, but it keeps the base game from being completely dead.

03

Expanding Reels

Fill any column during the Money Cart bonus and an extra reel unlocks. Two extra columns maximum, pushing the grid to 7×4 — that's 28 symbol positions instead of 20. More positions mean more multipliers, more special symbols, more compounding.

04

Buy Feature (100× Stake)

Pay 100× your bet and skip straight to the Money Cart Bonus at 98% RTP. At $0.10/spin that's $10 for instant access. Not available in the UK due to UKGC regulations. If you can use it — the RTP jump alone makes it worth considering.

Did You Know

The 50,000× cap was hit within 48 hours of release by a Swedish player on minimum bet — the feature still had momentum when it capped.
At 1/435 organic trigger rate, you'd spend $43.50 at $0.10/spin to statistically see one Money Cart bonus. The buy feature at $10 (100×) is a shortcut — with 98% RTP.
The Persistent Payer adds its value to ALL symbols on EVERY spin. In a long bonus round, this one symbol alone can push individual tiles past 1,000×.
Money Train 2 has more bonus symbol interactions than most RPG skill trees — 11 types with persistent variants that compound multiplicatively.

Frequently Asked Questions

Can I play Money Train 2 for free?

Yes. The demo runs on the same RNG and paytable as real money play. No registration needed. Use the demo above to learn the 11 bonus symbol interactions before risking real cash.

Is the bonus buy worth the 100× cost?

Mathematically, yes. The buy feature gives you 98% RTP compared to 96.4% in the base game, and you skip the ~435-spin organic trigger wait. The catch: most bonus rounds return 20-80×, so you need a bankroll that can absorb 10-15 consecutive sub-100× results.

Why does my casino show a different RTP?

Relax Gaming offers multiple RTP configurations. Your casino may run a lower version. Check the game info panel inside the slot — if it shows below 96%, consider switching casinos.

What's the difference between Money Train 2 and Money Train 3?

MT3 doubles the max win to 100,000× and adds new symbol types like the Shapeshifter. But MT2 has better bonus buy RTP (98% vs 96.5%) and a simpler symbol set that's easier to track during the bonus.

How often does the Money Cart bonus trigger?

About once every 435 spins on average when playing the base game. The respin feature (2 bonus symbols) triggers more frequently at roughly 1 in 73 spins. The bonus buy skips both waits entirely.

What are Persistent symbols?

Regular bonus characters fire their effect once and go dormant. Persistent versions fire every single spin for the rest of the bonus round. A Persistent Payer adding 5× to all symbols on every spin is the single most valuable thing that can happen in the bonus.

Can the grid really expand to 7×4?

Yes. Fill any column with symbols during the Money Cart bonus and an extra reel unlocks. Maximum 2 extra reels, pushing the grid from 20 to 28 positions. More positions means more symbols, more compounding, and a higher ceiling.

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