Money Train 2 vs Money Train vs Money Train 3
Three games, same core mechanic, escalating numbers. The Money Cart bonus is the heart of all three — what changes is the ceiling, the RTP, the symbol count, and the buy options. Here's how they stack up with actual data.
The Numbers Side by Side
Money Train (2019): 20,000× max win, 96.2% RTP, 18.73% hit rate, no bonus buy, 7 bonus symbol types, medium-high volatility. Money Train 2 (2020): 50,000× max win, 96.4% RTP (98% buy), 19.55% hit rate, 100× bonus buy, 11 bonus symbol types, high volatility. Money Train 3 (2022): 100,000× max win, 96.1% RTP (96.5% buy), 19.35% hit rate, four buy options at 20×/50×/100×/500×, 13+ bonus symbol types including Shapeshifter and Tommy Gun variants. Each sequel roughly doubles the max win while keeping the RTP competitive. MT3 trades a slightly lower base RTP for four different buy tiers, including a 500× option that guarantees starting with a Persistent symbol.
Which One Should You Play
If you want the best RTP and a single clean buy option: Money Train 2. The 98% bonus buy RTP is genuinely industry-leading — MT3's buy RTP is only 96.5%. If you want maximum ceiling and more buy flexibility: Money Train 3. The 100,000× cap is twice MT2's, and the 20× budget buy option lets smaller bankrolls access the feature more frequently. If you want the simplest experience: the original Money Train. Fewer symbol types, no buy feature, no expanding reels. Just the core mechanic without the complexity. My personal take: MT2 hits the sweet spot. It has enough symbol variety to create genuinely wild bonus rounds without the overwhelm of MT3's 13+ types. And that 98% buy RTP is hard to argue with.
Key Differences That Matter
The Respin Feature exists in MT2 and MT3 but not in the original. In MT2, it triggers when 2 bonus symbols land. In MT3, it triggers randomly on non-winning spins — you don't need bonus symbols at all. This makes MT3's base game slightly less dead, but MT2's respin is more predictable. Expanding reels appear in MT2 and MT3. Fill a column and the grid grows. MT2 goes from 5×4 to 7×4 (max 28 positions). MT3 does the same. The original MT has no grid expansion. Persistent symbols are in all three games, but MT3 adds the Persistent Shapeshifter — a symbol that transforms into a different special symbol every spin. This single addition creates combinations that weren't possible in MT2.